In accordance to the BRPD Circular No. 4 published on 16th May 2019, Bangladesh Bank has declared to recognise and honour the good loan borrowers for their timely consecutive loan repayments.

As per the circular, ‘good borrowers’ are defined as those who have a track record of three years regular repayment against continuous loans, demand loans and term loans. In other words, any borrower who can keep their loans unclassified for three consecutive years without any default loan payment, satisfying the banks with their repayments shall be offered a 10% rebate on the loan interests accrued and such 10% rebate shall be provided at the end of the three years period.